Johnette Phillips

Associate

Black Maverick Associates

About Johnette Phillips

Navigating real estate isn’t just about finding a house—it’s about making a smart financial move. As a licensed Realtor, tax preparer, and credit repair specialist, I bring a unique, 360-degree approach to real estate. I don't just help you buy, sell, or invest; I help you build a solid financial foundation so you can achieve your real estate goals with total confidence.

How It All Ties Together For You

Whether you are looking to purchase your first home, sell a property, or build an investment portfolio, having an agent who understands the full financial ecosystem gives you a distinct advantage.

  • Credit Repair & Mortgage Readiness: Getting home-ready starts with credit. I help potential buyers understand, repair, and optimize their credit scores so they qualify for better mortgage rates, lower down payments, and smoother approvals.

  • Strategic Tax Planning: Tax returns play a massive role in home financing. As a tax professional, I assist self-employed individuals, business owners, and everyday buyers in structuring their income and tax documentation properly so lenders get exactly what they need without compromising tax write-offs.

  • Comprehensive Real Estate Guidance: For current homeowners and investors, I look at real estate through both a market and a financial lens—helping you leverage property equity, maximize tax benefits on real estate transactions, and navigate sales to keep more money in your pocket.

Why Work With Me?

By bridging the gaps between credit, tax strategy, and real estate, I remove the stress and confusion from the process. You get a single, trusted advisor who sees the bigger picture and works tirelessly to turn your homeownership and financial goals into reality.

Ready to make your next move? Let’s map out your path today.

Areas We Cover